SBI ATM response code: error codes list and solutions

The SBI ATM response code is a number that gets printed on the transaction slip after a transaction is made at an SBI ATM terminal.

The SBI ATM response code or error code is generally a two-digit or a three-digit number that is processed through the bank’s CAS payment gateway for every transaction. These ATM codes provides the reason why the payment was approved or declined by the bank.

The solutions to SBI ATM error codes are different for different response codes including invalid card number, pin data not available, unauthorized usage, card is expired, usage limit exceeds and many more.

What is SBI ATM response code or error codes?

The SBI ATM response codes or error codes are unique codes that describes the status of the transaction including an error or a successful transaction. There are 33 different types of SBI response codes and each of them describes different status.

A State Bank of India (SBI) customer must know about the different SBI response codes and how to deal with them.

Being a SBI Debit card user, I have faced the same situation multiple times, and therefore, I know that there are huge SBI Debit card users facing the same SBI ATM error codes problem.

How to solve SBI ATM response or error codes?

To solve the SBI ATM error codes, it is important to learn about the meaning of the codes and what they reflect. The ATM response code either shows a successful transaction or an error code that means an issue with the ATM card or the account itself.

Let’s understand this with an example!

The SBI ATM response code 053 means that you have entered an incorrect PIN and making the transaction again using the correct ATM PIN solves the problem. Also, if a wrong ATM PIN is entered three times consecutively, the card gets blocked automatically for the next 24 hours.

The list of all the SBI ATM response codes or error codes is given below in the table with their description.

SBI Error Codes	SBI Response Code Meaning
0	Transaction is Successful
1	Transaction is Successful
4	Capture Card
5	Do Not Honour
6	Pin Data Not Available
7	Pick Up
14	Invalid card Number
19	Re-Enter Transaction
30	Error Format
33	Expired is Card
36	Restricted or Blocked Card
39	No Credit Account
41	Lost Card Pick Up
42	Invalid Account
50	Unauthorized Usage
51	Card is Expired
52	Card is Invalid
53	WDL AMT has already reached
54	The entered PIN is Incorrect
55	Ineligible Transaction
56	Ineligible Account
57	Transaction Not Supported
58	Insufficient funds / Invalid Txn
59	Insufficient funds
60	Usage Limit Exceeds
61	WDL Limit Would Be Exceeded
62	Pin Tries Exceeds
63	Reached Withdrawal Amount Limit
64	Invalid Credit Card Cash Advance Amount
65	No Information for Statement
68	External Decline
70	System Error
71	Contact Card Issuer
72	Destination Not Available
73	Routing Loopback
74	Message Edit Error
76	Dormant Account
77	Account is locked
78	Inoperative Account
79	Acct Not Connected to ATM Card
80	System Not Available
88	Unable To Process Your Card
89	Acquirer limit exceeds
93	Minor Acct
94	Insufficient Funds
95	Insufficient- mod-funds
96	Drawing Power
99	Timed Out
100	unable to Process Transaction
105	Card Not Supported
106	Exceeded PIN Tries
107	Daily Usage Limit Reached
112	Pin Data Required – Contact Helpline
114	Invalid Account
116	Insufficient Funds
117	Incorrect Pin
118	No Card Record
119	Invalid Trxn
121	Exceed Withdrawal Amount
122	Security Violation
148	Card Blocked
149	Card Blocked
150	Blocked Card
151	Expired Card
168	External decline
201	Incorrect Pin
204	Enter Lesser Amount
206	CAF Not Found
208	Lost Or Stolen Card
903	CAF Status 3
909	System Malfunction
911	Response Received Too Late
912	Host Not Available
993	Unable to Verify Pin

What is 068 external decline?

The 068 external decline in an SBI ATM means that your card’s monthly withdrawal limit is exhausted. The limit for ATM transactions in a month is set to 4 times only.

What is the SBI error code 112?

The SBI error code 112 means that you have entered an invalid PIN for your card, and therefore, your transaction has been declined.

What does SBI ATM response code 088 mean?

The SBI ATM response code 88 means that the machine couldn’t read your card, which could be due to a fault with the chip or magnetic strip on the card. You should clean the card chip with a clean cloth and retry, and if it fails to read again, visit another ATM.

What does SBI ATM error code 150 mean?

The response code 150 means that the PIN for the SBI debit card doesn’t set up successfully. You get this code when you are setting the Debit card PIN, and for some reason, it is not successful. Your card will be blocked with a display message: “Your card is blocked.”

What is SBI ATM error code 057?

Error code 57 means “Function Not Permitted to the cardholder,” and you will see this SBI ATM response code when you are using your credit card for a transaction that is not allowed by your bank.

What does SBI ATM response code 78 mean?

The SBI ATM response code 78 indicates a declined transaction, which could be due to a dormant or inoperative account, reported lost or stolen card, or when the transaction amount exceeds the card’s limit. You can also get this SBI error code if your Debit Card EVM chip is damaged.

What does SBI ATM error code 050 mean?

The error code 050 on SBI ATM means that the SBI account linked to your card is compromised, and you should contact your bank ASAP to ensure that your money is safe and secure with the bank.

What does SBI error code 077 mean?

The SBI error code 077 means that your account is locked, and you must contact your SBI home branch to reactivate it again.

What does SBI ATM error code 055 mean?

You will get this code in SBI ATM when you enter the wrong PIN code for your card. You only need to retry the transaction using a valid SBI debit card PIN.

What is SBI ATM error code 052?

You get the SBI error code 051 when your credit card provider declines your transaction when the cheque account associated with your credit card doesn’t exist.

What does SBI ATM error code 071 mean?

Usually, the error code 071 is displayed when the ATM note cassette is empty or when the currency is not fit for withdrawal.

What does ATM response code 072 mean?

The response code 072 means that the bank server couldn’t read the instructions punched in the ATM terminal to the mapped account. You will only see this Error if you have an old debit card.

What does Error code 089 mean?

The error code 089 means that the acquirer limit has been exceeded. You will get this error code when you are withdrawing cash through different bank cards in other bank ATMs where the transaction limit is below Rs 10,000 per transaction. To solve this problem, enter the amount less than Rs 10,000/-.

What does SBI ATM error code 053?

If your transaction through a credit card was linked to a savings account that you have already closed, then you will get error code 053 at the SBI ATM.