SBI Bank Timings – Lunch, Opening & Working Hours

Generally, SBI bank timing is from 9 a.m. to 3:30 p.m. from Monday to Friday. The bank remains closed on month’s 2nd and 4th Saturdays. These timings do depend on the geographical area and you could have a slightly different timing for your home branch.

Lunchtime in SBI banks is from 12:30 p.m. to 1:30 p.m. but for the convenience of the customers, SBI follows a policy where employees go for lunch in batches.

SbI Banks usually open sharp at 9 a.m, for some regions the bank also opens at 10 a.m.

SBI working hours usually start at 9 a.m. and end at 3:30 p.m, for some regions, the working hours do start at 10 a.m. and end at 4 p.m.

If you want to visit the SBI branch, you must have an idea about its working hours and lunchtime. Being India’s largest public sector bank, the SBI has evolved a lot from its beginning, which includes its functional timing. 

SBI is headquartered in Mumbai, and it has over 65,000+ ATMs and 22,400 branches. SBI provides different types of banking services, and it has evolved a lot since it was started. 

Here are the SBI timings you should know before visiting the branch:

SBI Bank Timing & Working Hours

The general timing of the bank is from 9 am to 3:30 pm, but it also varies depending on the region and the branch where the bank branch is located. Also, some services like NEFT and RTGS are available during a particular time slot.

SBI is open from Monday to Saturday, except for the 2nd and 4th Saturday in a month and bank holidays.

Here’s a timetable of SBIs working hours:

DaysSBI Bank Timing
Monday to Friday bank time9.00 am – 12.30 pm.(In between lunchtime)1.30 pm – 3.30 pm
Saturday bank time9.00 am – 12.30 pm.(In between lunchtime)1.30 pm – 3.30 pm
2nd Saturday, 4th Saturday and Sunday Closed

SBI Lunch Time

lunch timings in state bank of india

In general, the customers of SBI bank can avail of the bank’s service from 9.00 am to 12.30 pm and 1.30 pm to 3.30 pm. This timing makes sure that the customers get the ease of banking.

SBI Lunch time varies for branches as usually the employees go for lunch in batches and this policy is followed for the convenience of the customers so that you can get continued service.

As the SBI branch openings, closings, and lunchtimes vary, it is better to confirm the branch times by calling the nearby branch. 


SBI NEFT transfers take place every 30 minutes, but the transfers are usually credited within 2 hours.

According to the rules of RBI, each day, there is a 48-hour settlement batch. The first batch settlement will take place after 00.30 hours, and the last batch settles at 00.00 hours.

SBI account holders can also transfer funds using the NEFT system through the YONO online application and SBI Net Banking. 

SBI will not charge for the use of the NEFT system for the funds, as per RBI directions.


The Real-time Gross Settlement (RTGS) service of SBI is available from 7.00 am to 6.00 pm every day except during the bank holidays, Sundays, and 2nd and 4th Saturdays. The customers of SBI can make use of NEFT and RTGS to transfer money to any bank or branch. 

You can’t transfer funds using RTGS from 11:50 PM to 00:30 AM every day. Also, SBI doesn’t have any transaction charges for RTGS transfers using the Internet and mobile banking.

SBI net banking and mobile banking can also be used to transfer funds using RTGS, but if you want to do an offline transaction, then you have to visit the SBI nearest bank branch. So, when visiting SBI branches, you must know about the SBI bank’s working hours. 

SBI Bank IMPS Timings

SBI Immediate Payment Services (IMPS) transfers are accessible 24×7, including holidays. But to use this service, you must add a beneficiary to your account.

Here are some important points to consider while performing an IMPS transaction:

  1. You can add only one beneficiary in a day.
  2. Once you request beneficiary addition, it will take around four hours.
  3. The window for adding a beneficiary is from 6 AM to 8 PM.
  4. If a beneficiary is added after 8:00 PM, it will be activated the following day after 8:00 AM.
  5. On the activation day, a maximum of Rs. 10,000 can be transferred to the new beneficiary’s account.
  6. After a cooling-off period of three days post-activation, you can transfer up to Rs. 2 lakh via IMPS to the beneficiary.
  7. There are no charges for incoming transactions within the country.

Quick Tip – All the above points are valid for inward transactions only.

SBI Bank UPI Timings

Unified Payments Interface, or UPI, is an instant payment system using which you can transfer or receive payments into your account any time of day, any day of the year. (24x7x365)

The SBI UPI service operates without any restrictions, even on holidays or during nighttime hours. You only have to generate your UPI ID to use this service.

SBI Bank Saturday Timing

SBI runs its banking service for customers during the 1st, 3rd, and 5th Saturday of the month. Apart from that, the 2nd and 4th Saturdays are working days, and the bank remains closed during Sundays and bank holidays.

SBI services that are available even during bank off days

The below-given services are provided by SBI even during the off days:

  • ATM Services
  • Net-banking and Mobile-banking
  • Immediate Payment Service 
  • Unified Payments Interface 
  • Cheque Drop facility at ATM
  • Other Cheque Drop-boxes

How Can I Complain About SBI Lunch Time?

You can complain about SBI lunch time at toll-free numbers -1800112211, 18004253800, and 08026599990, send an email to or, or send an SMS <Unhappy Services> at 8008202020.

SBI Bank Details

SBI Bank Details

State Bank of India is a well-known multinational financial service provider and it is a public sector bank. With a headquarters in Mumbai, the bank has a history of 200 years. Today, SBI has a 1/4th market proportion and offers services for over forty-eight crore customers. 

It has a tremendous network of over 22,405 branches, 76,089 BC outlets, and 65,627 ATMs/ADWMs. The financial institution has a large international presence with 235 offices in 29 overseas nations and operates across specific time zones.

SBI Functions

The features of SBI are big, and it offers plenty of offerings to its customers. Here are the services presented by SBI:

Retail banking: Through its retail banking SBI is serving its sizeable customer base of almost 48 crores. The services provided include fixed deposits, savings accounts, domestic loans, home loans, and different financial products which are designed based totally on the client’s needs. (Here’s our guide on SBI Savings Account Types.)

Corporate banking: SBI is one of the most important corporate banking service providers in the country. For corporates, it gives business loans, treasury services, working capital loans, and trade finance. With its robust services, SBI gives loans to commercial enterprises across various sectors. 

Digital banking: With the development of the latest technology SBI has followed a lot of those technologies in its banking and gives diverse banking solutions. It provides mobile and online banking services that are convenient for customers to access.

International banking: SBI has a huge presence globally and provides international banking services. SBI also provides services like trade finance, forex, and banking for cross-border transactions.

Frequently Asked Questions On SBI Timings

What is the SBI Bank Timing on Saturday?

SBI bank timings for the 1st, 3rd, and 5th Saturdays are the same as weekday timing (9 a.m. to 3:30 p.m.), but on the 2nd and 4th Saturdays, the banks are closed.

What is the SBI Lunch Timing?

SBI lunch timing is from 12:30 PM to 1:30 PM on all working days but for customers convenience, SBI employees usually go for lunch in batches.

What is SBI closing time?

Generally, the State Bank of India (SBI) closing time is 3:30 p.m., however, it may extend to 4 p.m. depending on your area.

How much time does it take to add a beneficiary for SBI NEFT transfer?

SBI takes around half an hour to 4 hours to activate a new beneficiary for SBI NEFT or  RTGS transfer. 

Final Thoughts

You have to recognize that the SBI bank timing varies according to the branch region and other factors. The general time is 9.00 am to 5.00 pm. The commercial enterprise hours are 9.30 am to 3.30 pm. 

On all operating days, the bank offers its service to customers until 3.30 pm. However, in some places, it could be extended until 4.00 pm. Knowing these times will help you save a lot of time and energy while you visit the SBI bank branch.

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